![]() ![]() Be vigilant about protecting your personal information, shredding documents and checking your credit report regularly. While this is an added and very valuable layer of protection, you are still vulnerable to identity theft. Once your report is frozen, you won’t have access to instant credit either, but that is a small inconvenience compared to the hassle and costs involved with identity theft. ![]() A thaw can take up to three days so it is important to plan ahead and thaw your credit report if you need to apply for new credit. Follow the instructions to place or manage your freeze. 3 Select 'Place a Freeze' or 'Manage a Freeze.' You can place, temporarily lift, or permanently remove a freeze on your Equifax credit report. Next time, you can find this option in the main menu, under Your Identity. When the freeze is in place, you will still be able to do things like apply for. You can thaw a frozen credit report by providing a PIN number issued to you at the time of the freeze. You can find Freeze on the myEquifax main page. You can temporarily lift the credit freeze if you need to apply for new credit. You’ll only need a PIN to make changes to your freeze via phone or mail. Some states waive fees for senior citizens and identity-theft victims. Equifax Equifax Security Freeze ( Sample) P.O. What is permissible purpose Manage Pin You won’t need a PIN to make changes to your freeze online. The ‘freeze’ blocks access to your credit report- preventing retailers and other companies from issuing the instant credit that identity thieves easily prey on.įees vary by state and a freeze can cost up to $20 and a thaw can cost up to $18. Sign into your myEquifax account online using your username and password. But what consumers don’t typically think about is that this process is just as easy for identity thieves.Īs of January 2007, new legislation in 21 states gives consumers the power to freeze their credit reports. There are three ways to thaw your credit freeze with Equifax without a PIN: Online through myEquifax. Everyone’s done this at some point and it is a quick and easy process. If you want to open an account at a department store or cell phone company, all you need is ID, your birth date and social security number. ![]()
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